There are plenty of questions about pilot insurance such as what it covers, what happens with increased security, perception of risk, etc. With the help of AVWeb and our own Baymac programs, we’ve determined the top 3 most commonly asked questions about pilot insurance and we’ve got all of your questions answered.

1. What happens in the state of emergency?

This is an extremely common question among those who are interested in becoming a member of a flight insurance plan and a main concern for obvious reasons. When 9/11 in the U.S.A. occurred, not only were there changes in operation but also changes in liability and life insurance. Since 2001, there has been more access to pilot centered life insurance, and while most pilot insurance carriers cannot provide coverage for acts of war, there is however Emergency Medical Evacuation as well as Term Life Insurance with Baymac.

2. What happens if I damage my aircraft?

When there is damage done to your aircraft that has caused harm to yourself or passengers on the aircraft, any aircraft insurance plan  that includes aircraft liability will provide protection to you in that instant. Unless you have passenger liability, the aircraft insurance will only cover your aircraft, other aircraft, and property affected in the incident.

3. How much does pilot insurance cost?

You can get pilot insurance for as low as $1,699 per year which averages out to less than $5 dollars a day!  Baymac has an excellent life insurance policy, LOI policy for pilots, and other services that have been created specifically for aviation professionals. This insurance includes:

• $5,000,000 USD Worldwide Coverage
• Children Free
• Student Rates Available
• Post Retirement Benefits
• Emergency Medical Evacuations
• Pre-existing Conditions Covered
• No Medical Underwriting
• Stand Alone or Top Up Cover

This is just one example of the Pilot Insurance plan Baymac provides for its customers. You can visit our site and get a quote designated to your particular focus in the aviation industry whether it’s for cabin crew, engineers, aviation personnel, or aviation management!