We know you may have many questions about pilot health insurance and we want to answer them. Common questions such as what it covers, what happens with increased security, and perception of risk are among the more common inquires. So, with the help of AVWeb and our own Baymac programs, we’ve examined the top 3 most commonly asked questions about health insurance for aviation professionals and we’ve got them answered.

1. What happens in a state of emergency?

This question is especially important for aviation professionals. While traveling, the risk of a state of emergency may increase. When 9/11 in the U.S.A. occurred, not only were there changes in operation but also changes in liability and life insurance. Since 2001, there has been more access to pilot centered life insurance. While most pilot insurance carriers cannot provide coverage for acts of war, there is however Emergency Medical Evacuation as well as Term Life Insurance with Baymac.

2. What happens if I damage my aircraft?

When there is damage done to your aircraft that has caused harm to yourself or passengers on the aircraft, any aircraft insurance plan  that includes aircraft liability will provide protection to you. Unless you have passenger liability, the aircraft insurance will only cover your aircraft, other aircraft, and property affected in the incident.

3. How much does pilot insurance cost?

You can get pilot insurance for as low as $5/USD per day. Baymac has excellent health insurance options for aviation professionals, Loss of Insurance plans, and other services that have been created specifically for aviation professionals. Our health insurance includes:

• $5,000,000 USD Worldwide Coverage
• Children Free
• Student Rates Available
• Post Retirement Benefits
• Emergency Medical Evacuations
• Pre-existing Conditions Covered
• No Medical Underwriting
• Stand Alone or Top Up Cover

This is just one example of the Pilot Insurance plans Baymac provides for its members. You can visit our site and get a quote designated to your particular focus in the aviation industry whether it’s for cabin crew, engineers, aviation personnel, or aviation management!